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CII Insurance Legal and Regulatory (IF1) Exam Sample Questions (Q67-Q72):
NEW QUESTION # 67
The purpose of the EU solvency requirements for insurers and intermediaries is to
- A. provide authorisation to transact insurance business.
- B. strengthen the financial security of the insurer or intermediary.
- C. create a standard format for the presentation of accounting data.
- D. introduce monitoring procedures by the Prudential Regulation Authority.
NEW QUESTION # 68
Who can place business directly with a Lloyd’s underwriter?
- A. Lloyd’s brokers and other intermediaries.
- B. Members of the public.
- C. Lloyd’s brokers only.
- D. Lloyd’s agents.
NEW QUESTION # 69
If a firm is said to be risk averse, this means that it
- A. carries its own risk wherever possible.
- B. undertakes its own risk management research.
- C. arranges insurance protection wherever possible.
- D. tenders its insurance needs to the market.
NEW QUESTION # 70
If a surveyor is sent lo survey a risk, what does risk primarily refer to in this context?
- A. The insured perils.
- B. The premises.
- C. The policy cover details.
- D. The policyholder.
NEW QUESTION # 71
What type of organisation is the British Insurance Brokers’ Association?
- A. A trade body.
- B. A specialist regulator.
- C. A public limited company.
- D. An educational body.
NEW QUESTION # 72
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