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JOIN CII IF1 TO CLINCH IN YOUR CERTIFICATION

JOIN CII IF1 TO CLINCH IN YOUR CERTIFICATION

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CII Insurance Legal and Regulatory (IF1) Exam Sample Questions (Q67-Q72):

NEW QUESTION # 67
The purpose of the EU solvency requirements for insurers and intermediaries is to

  • A. provide authorisation to transact insurance business.
  • B. strengthen the financial security of the insurer or intermediary.
  • C. create a standard format for the presentation of accounting data.
  • D. introduce monitoring procedures by the Prudential Regulation Authority.

Answer: C

NEW QUESTION # 68
Who can place business directly with a Lloyd’s underwriter?

  • A. Lloyd’s brokers and other intermediaries.
  • B. Members of the public.
  • C. Lloyd’s brokers only.
  • D. Lloyd’s agents.

Answer: A

NEW QUESTION # 69
If a firm is said to be risk averse, this means that it

  • A. carries its own risk wherever possible.
  • B. undertakes its own risk management research.
  • C. arranges insurance protection wherever possible.
  • D. tenders its insurance needs to the market.

Answer: A

NEW QUESTION # 70
If a surveyor is sent lo survey a risk, what does risk primarily refer to in this context?

  • A. The insured perils.
  • B. The premises.
  • C. The policy cover details.
  • D. The policyholder.

Answer: B

NEW QUESTION # 71
What type of organisation is the British Insurance Brokers’ Association?

  • A. A trade body.
  • B. A specialist regulator.
  • C. A public limited company.
  • D. An educational body.

Answer: A

NEW QUESTION # 72
……

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